Accounts
Savings Account is based on the Islamic concept of Mudaraba wherein we act as the business manager and the customer is the capital provider. This product provides monthly profit to customers against the investment made by Maisarah. Profit is calculated on daily basis and credited into the customer’s account on a monthly basis. Customers can enjoy Sharia compliant profit on their investments by opening an account with minimum balance of OMR 100.
- Expected profit payment on monthly basis.
- ATM/ Debit Card.
- Quick & easy process.
- Sharia Compliant (Mudaraba)
- Fast and easy account opening
- Easy access to your account through Visa ATM/Debit Card
- Expected profit payment on monthly basis
- Help you and your family create a saving habit
Prize Account
Win with Prize Account Scheme
Guaranteed prizes for every branch • Bigger prizes • More winners
Open Maisarah Prize Account today and be a winner!
Main Prizes/ per branch
- Weekly Prizes:
OMR 100 for 3 winners/ per branch - Monthly Prizes:
OMR 1,000 for 1 winner/ branch wise - Quarterly Welcome Prizes:
OMR 500 for 1 winner/ per branch each quarter - Quarterly Mobile Banking Prizes:
OMR 500 for 1 winner/ per branch each quarter - Quarterly Loyalty Prizes:
OMR 500 for 1 winner/ per branch each quarter - Maisarah Anniversary Prizes:
OMR 5,000 for 1 winner/ per branch
Occasions’ Prizes
- Umrah Prizes
OMR 2,000 each for 6 winners - Ramdan Prizes
OMR 2,000 each for 6 winners - Salalah Festival Prizes
OMR 2,000 each for 6 winners - National Day Prizes
OMR 2,000 each for 6 winners
The six winners for the above prize are 3 from priority banking customers, 2 from affluent and 1 from standard customers
Special Prizes
- Monthly Grand Prizes
OMR 2,000 for 1 winner per month - Yearly Grand Prizes
OMR 25,000 for 1 winner
OMR 50,000 for 1 winner
OMR 100,000 for 1 winner - Ministry of Health
Guaranteed prize of OMR 1,000 each For 10 winners (10 winners per branch)
OMR 500 each for 15 winners - Armed Forces MOD/ROP prizes
Guaranteed prize of OMR 1,000 each For 10 winners (10 winners per branch)
OMR 500 each for 15 winners
Segment Prizes
- Youth Segment
OMR 500 for 1 winner per branch - Senior Citizen Segment
OMR 1,000 for 1 winner per branch - Expat Segment
OMR 1,000 for 1 winner per branch - Kids Segment
OMR 100 each for 5 winners per branch
General customers will have one chance, Affluent Customers will have 2 chances and Priority Banking customers will have 3 chances of winning for every OMR 100 in their accounts for a week for weekly draws and for a month for other draws. Terms and conditions apply.
Current Account is based on the Islamic concept of Qard, an interest free loan provided by the customer to Maisarah where the principle is guaranteed to the depositor and it is payable on customer’s demand without any penalty. It is a value added product which is a suitable solution for individuals as well as business entities looking for a checking account based on Islamic financing principles.
- Local & International Remittances.
- ATM/ Debit Card & Cheque Book.
- Quick & easy process
- Sharia Compliant (Qard Hassan)
- Fast and easy account opening
- Account can be opened with as low as OMR 200
- Easy access to your account through VISA ATM / Debit Card
- Cheque book facility
- Inward & outward clearing
Ameen Investment Account is based on the Islamic principle of Wakala. In this structure, we invest the funds in Shariah compliant transactions where the customers get expected profit and Maisarah is entitled to the Wakala fee together with any profit that exceeds the customer’s expected profit as an incentive. The profit is calculated on daily basis and paid at the end of each month.
- Investment in local/ foreign currencies.
- Cheque book.
- Quick & easy processes.
Through Maisarah Saving Account, we work with you as your trusted partner and help define your savings and increase your financial security.
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* Terms & conditions
- (Including Mudaraba and Rabulmal)
- Share Ratio and the required declaration
