Accounts

Savings Account is based on the Islamic concept of Mudaraba wherein we act as the business manager and the customer is the capital provider. This product provides monthly profit to customers against the investment made by Maisarah. Profit is calculated on daily basis and credited into the customer’s account on a monthly basis. Customers can enjoy Sharia compliant profit on their investments by opening an account with minimum balance of OMR 100.

  • Expected profit payment on monthly basis.
  • ATM/ Debit Card.
  • Quick & easy process.
Your benefits Include:
  • Sharia Compliant (Mudaraba)
  • Fast and easy account opening
  • Easy access to your account through Visa ATM/Debit Card
  • Expected profit payment on monthly basis
  • Help you and your family create a saving habit


Prize Account

#Win_easily with Maisarah Prize Scheme Over 4900 winners and still counting!


Weekly & Monthly Prizes (Guaranteed Prizes Per Branch)
  • Weekly Prizes 100 OMR each 3 winners per branch
  • Monthly Prizes Standard & Affluent Banking Customers 500 OMR 1 winner per branch
  • Monthly Prizes Kids 100 OMR 1 winner per branch
  • Monthly Prizes Priority Banking Customers 2000 OMR 1 winner per branch

Grand Prizes (Mid-Year)
  • Kids 1000 OMR 1 winner
  • Standard & Affluent Banking Customers 5000 OMR 1 winner
  • Priority Banking Customers 10,000 OMR 1 winner

Special Prizes (Guaranteed Prizes Per Branch)
  • Omani Women's Day Prizes 1000 OMR 1 winner per branch
  • National Day Prizes 1000 OMR each 5 winners per branch

Mega prizes (Year-End)
  • Kids 2000 OMR 1 winner
  • Standard & Affluent Banking Customers 10,000 OMR 1 winner
  • Priority Banking Customers 100,000 OMR 1 winner

Open a Maisarah Prize Account today!

Customer is entitled to the draw of the Prize Account when an average balance of OMR 100 is available for one week for weekly draws and for a month for other draws. Anticipated profit rate of up to 2.5% p.a. subject to the weightages applicable for each month. Based on the Islamic concept of Mudarabah, this account is Shari’a compliant. The prizes will be given from the shareholders’ funds. The scheme is valid from 1 January to 31 December 2021. OMR 52,800 prize amount and 198 prizes have been allocated for the new branches expected to be opened during the year, or they will be distributed through special draws on special events announced during the year 2021. Over 4900 winners is the total number of winners in the Prize Account scheme since 2016. Terms and conditions apply.


Current Account is based on the Islamic concept of Qard, an interest free loan provided by the customer to Maisarah where the principle is guaranteed to the depositor and it is payable on customer’s demand without any penalty. It is a value added product which is a suitable solution for individuals as well as business entities looking for a checking account based on Islamic financing principles.

  • Local & International Remittances.
  • ATM/ Debit Card & Cheque Book.
  • Quick & easy process
Your benefits Include:
  • Sharia Compliant (Qard Hassan)
  • Fast and easy account opening
  • Account can be opened with as low as OMR 200
  • Easy access to your account through VISA ATM / Debit Card
  • Cheque book facility
  • Inward & outward clearing


Ameen Investment Account is based on the Islamic principle of Wakala. In this structure, we invest the funds in Shariah compliant transactions where the customers get expected profit and Maisarah is entitled to the Wakala fee together with any profit that exceeds the customer’s expected profit as an incentive. The profit is calculated on daily basis and paid at the end of each month.

  • Investment in local/ foreign currencies.
  • Cheque book.
  • Quick & easy processes.

Through Maisarah Saving Account, we work with you as your trusted partner and help define your savings and increase your financial security.


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