Fixed Deposit is a Mudarabah-based deposit product through which customers can invest their savings for periods ranging from one to five years and earn profit on a periodic basis. Under this product, all deposits placed by customers are used by Maisarah to utilise in funding financing products as well as investing in its own or any other Shariah compliant business activities to generate profits.
Attractive profit sharing ratio.
Flexible investment period.
Quick & easy processes.

1. Flexible Profit Payout frequency with different expected profit rates:

  • Monthly profit payout
  • Quarterly profit payout
  • Semi Annual profit payout
  • Annual profit payout
  • Profit payout on maturity

2. Free Double deposit Takaful ddicover for accountholders of Fixed Deposit through Islamic Insurance(i.e. Takaful)

3. Competitive Expected Profit Rate

Ameen Term Deposit is based on the Sharia principle of Wakalah where we invest the cash in different projects to generate a profit that reaches customer’s expectations. As an incentive, Maisarah keeps any profit that exceeds the expected rate. Ameen Term Deposit offers relatively higher expected profit rate than standard savings account or fixed deposit, and almost fixed profit where the profit is calculated on monthly basis and paid on agreed intervals. The deposit is available in local and foreign currencies with wide selection of tenures from seven days up to five years.
Flexible tenures up to 5 years.
Early withdrawal option.
Quick & easy account opening.

Your benefits Include:

  • Sharia Compliant (Mudaraba)
  • Fast and easy account opening
  • Attractive profit sharing ratio
  • Flexible period of investment
  • Easy deposit options